Welcome to BUYorREFI Financial,

Had a chance to work with Rhett and he was awesome. Great communication and was able to get the clear to close faster than expected for my clients. I’d highly recommend!

I was in a pinch as the first lender backed out of the deal with only 2 weeks to closing. Rhett and the team stepped in and easily handled... read more the loan is about one week. Terms were reasonable and closing costs were acceptable. Plus his team was in constant communication making the process easy.

Rhett and his team run a very hands-on, customer-friendly business that combines a high level of professionalism with a friendly manner while helping to navigate you through the process. This... read more was our first experience with purchasing a home out-of-state and I could not have asked for better service. From the start, Rhett made sure we understood what was needed, got it done, and took the time to answer all our questions. He maintained close contact and helped us secure the best interest rate possible, while ensuring we proceeded through closing without a hitch. I would not hesitate to recommend them to anyone and would use them again without a doubt.

10/10 service! Rhett and Kristy made the process so easy they answered any questions we had and stayed in touch with updates. Definitely recommend!

This is the second time I have used Rhett for an equity loan. It amazes me how quickly he and his team gets things done. Can't recommend them enough. They're... read more the best!

Rhett, Kristy and team were a pleasure to work with on my recent home mortgage loan process! They were very proactive and professional all the way through, and I couldn't... read more recommend them enough. These days when more and more people take short cuts in their jobs, this team stands alone in going the distance for their clients. David M - Surprise, AZ.

Rhett and his team are the best in the business. I have bought multiple homes in multiple states and their processes along with their customer service is top notch 5... read more stars !!

Very knowledgeable, professional, & pleasant to deal with. Highly recommended.

Without a doubt one of the best home buying experiences we have had. Rhett and team came to the rescue after our credit union failed to tell us that... read more they could not do business in AZ. We had an offer pending, and the BUYorREFI team stepped in and got our loan done and closed in record time - painlessly! Rhett and Steve were fantastic throughout the process, and they made us feel like we were their only clients. (I mean, who expects a call from their mortgage banker on a Saturday when he is spending time with his family?? - Yep, he did that to help get our deal done!) I absolutely recommend BUYorREFI - I never give 5-star reviews, but Rhett's commitment to service, down-home style, responsiveness, and quick wit forced me to do it!

Thanks Rhett for a seamless transaction. Rhett kept us informed every step of the way and called several times just to see how we were doing. Would definitely use him... read more again.

Rhett is constantly in contact, reviewing every step of the process & getting you the best rate possible. Very impressed by his VIP service, made me feel like I was... read more his most valuable client! Highly recommended!

Rhett, Kimberly and the whole team at BUYorREFI are ROCK STARS! It took less than a month from my first call with Rhett to closing (AND it was a holiday... read more weekend). The whole team was available at all times which allowed for the expedited closing. Additionally, Rhett suggested changing the closing by one day, which saved me thousands over the term of the loan. I would definitely recommend this team. They work together as a well oiled engine.

Rhett was great with seeing our buyers get their approval to purchase.

Rhett and his team were a life line in the middle of a very stressful experience of buying a new home. I could not have felt more grateful!

Rhett went above and beyond in every aspect of this home purchase. He is extremely knowledgeable and able to "calm nerves" when things become wild and at times uncertain.... read more I would recommend him with out hesitation.

They helped us buy our first home and we couldn't be happier! Very helpful and accommodating throughout the entire process, very knowledgeable and walked us through everything. HIGHLY recommend.

Rhett is AWESOME...easy to work with! Very personable & knowledgeable, with the patience to explain things with understandable detail. HIGHLY RECOMMENDED!!

BUYorREFI Financial would receive ten stars if possible. Rhett and Kristy provided professional, timely, comprehensive guidance through the entire process. We felt completely comfortable and confident with their advice and... read more follow-through. They are experts. The mortgage loan process is complex and intricate--thank goodness we had such a talented team to help us.